Terms and Conditions of Use
This is the website of Blaxsell Financial Planning (BFP). The following terms apply to your use of the BFP website (‘Site’) and all content which may be accessed in several ways, including but not limited to the World Wide Web, mobile devices and RSS feed. By using this Site the user agrees to be bound by its Terms of Use, Cookies and Privacy and acknowledges that it contains proprietary Intellectual Property and Copyright information, the terms of which are set out below. If you disagree with any part of these terms and conditions, please do not use our Site. Users returning to this Site should check these terms as BFP reserves the right to change them at any time without notice.

Legal disclaimer
BFP seeks to ensure that all the material on this Site is accurate and up-to-date. Nonetheless, the content of the Site is provided without any warranty or responsibility and does not constitute any form of offer for sale. You should not make significant decisions based on the information provided on this Site without obtaining appropriate independent advice.

Liability
To the extent permissible by law, BFP excludes all liability that may arise from your use of or reliance on the content of this Site or any linked website.

Privacy Policy
Our Privacy Policy is in line with the GDPR data protection laws. We take our data privacy responsibilities very seriously at BFP and want you to understand and feel confident about how we collect, store and handle your personal data. Click here to view our Privacy Policy.

Copyright & Intellectual Property
The Copyright and Intellectual Property in the contents of this Site and BFP work is owned by or licensed to BFP except where explicitly stated otherwise. All other brand names, product names and/or trademarks belong to their respective holders. All Rights Reserved. On the occasion that BFP allows limited reproduction of some of its text and images, where: 1. BFP has granted explicit written permission 2. Text, graphics, photographs and other images may only be shown with an appropriate credit stating that the material is reproduced with the consent of BFP and that BFP owns the copyright in the material.

Cookies
This Site uses a content management system called WordPress and WordPress use session cookies for non-logged-in visitors to this Site. As this Site is built using WordPress, these cookies apply to users of this Site. A session cookie will expire at the end of the user session when the web browser is closed. If you wish to manually remove any cookies set by this Site, you can clear the cookies using your browser’s settings. Cookies cannot access information stored elsewhere on your computer or cause any harm. Most browsers allow you to refuse to accept cookies. Blocking all cookies will, however, have a negative impact on the usability of many websites. If you block cookies, you may be unable to use all the features on this Site. For more information from The Information Commissioner’s Office click here. Visit About Cookies website which offers guidance for modern browsers. Brexit / Data protection now the transition period has ended.

Google Analytics
This Site uses Google Analytics to collect information about how visitors use and navigate this Site. Google Analytics cookies set on this Site are _ga, _gat, _gid. BFP uses this information to analyse usage of the Site so that we can continually work to add new features and improve the user experience of it. The cookies collect information such as the number of visitors to the Site, which pages they visited and the whereabouts they came to the Site. This information is anonymous and cannot be used to identify you personally. Google. will store this information. To view Google’s privacy policy click here.

Social Media Platforms
Communication, engagement and actions taken through external social media platforms that this Site and its owners participate in are subject to the terms and conditions as well as the privacy policies held with each social media platform. This Site nor its owners will ask for personal or sensitive information through social media platforms and encourage users wishing to discuss sensitive details to contact them through primary communication channels such as by telephone or email. This Site may use social sharing buttons that help share web content directly from web pages to the social media platform. Users are advised before using such social sharing buttons that they do so at their own discretion and note that the social media platform may track and save your request to share a web page through your social media platform account.

Links
As a convenience to you, the Site may provide links to Web sites operated by other entities. If you use these sites, you will leave this Site. If you decide to visit any linked website, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. The Site makes no warranty, endorsement or representation regarding, and does not endorse, any linked Web sites or the information appearing thereon or any of the products or services described thereon. This Site does not contain sponsored links, or adverts, or run any kind of revenue-generating advertising. You may link to the home page, provided you do so in a way that is fair and legal and does not damage BFP’s reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on BFP part where none exists. You must not establish a link to the Site on any website that is not owned by you. The Site must not be framed on any other site, nor may you create a link to any part of our Site other than the home page. BFP reserves the right to withdraw linking permission without notice. If you wish to link to or make any use of the content on BFP Site other than that set out above, you must email BFP first.

Prohibited Uses
You may not use the Site in any way that is unlawful or fraudulent or has any illegal or fraudulent purpose or effect. To transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam). To knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.

Encryption
The Site uses a Secure Sockets Layer (SSL) certificate to verify the Site identity to your browser and encrypt any data. You can check if the Site is using SSL by the closed padlock symbol in your web browser’s address bar.

Loss or damage
Although care is taken to check and test material at all stages of production, BFP cannot accept any responsibility for any loss, disruption or damage to your data or your computer system or your devices that may occur while using material derived from this Site, howsoever caused.

Governing law
These terms of use and your use of the Site and/or the Service shall be governed by and construed in accordance with English law and the English Courts shall have exclusive jurisdiction in connection with all matters relating thereto.

Blaxsell Financial Planning is Authorised and Regulated by the Financial Conduct Authority.